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CDC HIV/AIDS/Viral Hepatitis/STD/TB Prevention News Update

Vermont's Comprehensive Insurance Law


In 1988, Vermont enacted one of the most detailed, free-standing AIDS insurance laws in the U.S. Although recent court and legislative actions have made HIV testing by insurers legal in nearly every state, Vermont's law clearly details when such testing is allowed and balances the competing interests of the insurance carrier and the insurance applicant. Generally, the law bars an insurer from requesting or using past test results; testing without written, informed consent; and revealing personal information without permission. It also prohibits the use of court orders to release information without proving a compelling need and makes it illegal to use sexual orientation, marital status, living arrangements, or territorial designations to make underwriting decisions. The law also created a task force that will, among other duties, gAUge the law's effect on Vermonters' ability to get insurance.


Copyright © 1988 -CDC Prevention News Update, Publisher. All rights reserved to Information, Inc., Bethesda, MD. The CDC National Center for HIV, STD and TB Prevention provides the following information as a public service only. Providing synopses of key scientific articles and lay media reports on HIV/AIDS, other sexually transmitted diseases and tuberculosis does not constitute CDC endorsement. This daily update also includes information from CDC and other government agencies, such as background on Morbidity and Mortality Weekly Report (MMWR) articles, fact sheets, press releases and announcements. Reproduction of this text is encouraged; however, copies may not be sold, and the CDC HIV/STD/TB Prevention News Update should be cited as the source of the information. Contact the sources of the articles abstracted below for full texts of the articles.

Information in this article was accurate in December 2, 1988. The state of the art may have changed since the publication date. This material is designed to support, not replace, the relationship that exists between you and your doctor. Always discuss treatment options with a doctor who specializes in treating HIV.