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CDC HIV/AIDS/Viral Hepatitis/STD/TB Prevention News Update
Albany Will Pass Bill to Overhaul Health Insurance
Lyall, Sarah
July 2, 1992
New York Times (07/02/92), P. A1

The New York State Legislature is expected to pass a sweeping health insurance reform measure, after obtaining the reluctant endorsement of Senate Republicans. The bill would eliminate a proposed rate hike for over 1.2 million individual and small group customers of Empire Blue Cross and Blue Shield, the state's largest health insurer. The measure would also require commercial insurers to provide health coverage to anyone who applies, no matter how sick, banning them from setting rates for those customers on the basis of such factors as sex, age, and medical condition, marking the first time any state has prohibited such rate discrimination. Under the bill, rates would be set according to the pooled risks of a much broader group of people; younger, healthier people will likely see their rates increase. Commercial insurers have attacked the bill and threatened to leave the small-group market in New York, contending the new system would sharply limit their profits and price some small-group customers out of insurance coverage altogether.